Introduction

Streamline Payment Acceptance from Leading E-Wallets with our Seamless API Integration. Enable hassle-free transactions with leading e-wallets, offering your customers a convenient and secure payment option. Expand your payment options and cater to the growing market of cashless transactions. With our API's seamless e-wallet integration, accepting payments from various e-wallets has never been easier, providing a seamless and convenient payment experience for your users.

Channel List

List of supported Channel in E-Wallet:

Channel	Name	Note
ovo	OVO	-
dana	DANA	-
shopeepay	ShopeePay	The URL only works with mobile phones that have the Shopee app installed; otherwise, it will give a 404 Not Found error.
linkaja	LinkAja	-
gopay	Gopay	-

POST{{HOST}}/e-wallet

Request

You need to authenticate your requests to access any endpoint in the 98Pays API.

Request

Name
reference
Type
mandatory
Description
A unique reference number or identifier for the transaction. all transaction references should be unique.
Name
phoneNumber
Type
mandatory
Description
Transaction bills will be sent to this telephone number
Name
channel
Type
mandatory
Description
A type of e-wallet to be used for the transaction. you can find the list of ewallet above the table.
Name
amount
Type
mandatory
Description
Amount your user should paid to complete the transaction
Name
expiryMinutes
Type
opsional
Description
If you want the transaction to last for 1 hour, you would set the value of the expiryMinutes parameter to 60.
Name
viewName
Type
mandatory
Description
The name or identifier of the receiver for the transaction.
Name
additionalInfo.callback
Type
mandatory
Description
The callback URL where notifications or updates related to the transaction will be sent.
Name
additionalInfo.successRedirectUrl
Type
mandatory
Description
To redirect the customers back once payment has been completed in e-wallet issuers. this parameter is required when using dana, linkaja, shopeepay wallet

You need to authenticate your Headers request to access any endpoint in the 98Pays API, to see the authentication documentation please read the Authentication section.

Request Json

POST

{{HOST}}/e-wallet

<?php
    $curl = curl_init();
    curl_setopt_array($curl, array(
    CURLOPT_URL => '{{HOST}}/e-wallet',
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_ENCODING => '',
    CURLOPT_MAXREDIRS => 10,
    CURLOPT_TIMEOUT => 0,
    CURLOPT_FOLLOWLOCATION => true,
    CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
    CURLOPT_CUSTOMREQUEST => 'POST',
    CURLOPT_POSTFIELDS =>'{
        "reference": "REFF012",
        "phoneNumber":"08123456789",
        "channel":"ovo",
        "amount": 10000,
        "expiryMinutes": 30,
        "viewName": "Merchant Name",
        "additionalInfo": {
            "callback": "http://your-site-callback.com/notify",
            "successRedirectUrl":"http://success-redirect-url.com"
        }
    }',
    CURLOPT_HTTPHEADER => array(
        'X-Client-Key: ',
        'X-Client-Token: ',
        'X-Signature: '
    ),
    ));

    $response = curl_exec($curl);

    curl_close($curl);
    echo $response;

Response Details

Name: responseCode
Description: The HTTP response code indicating the status of the request. See the Error Codes section for details.

Name: responseMessage
Description: A descriptive message indicating the status of the request.

Name: responseData
Description: An object containing the data related to the transaction response.

Name: responseData.id
Description: 98Pays unique identifier for the transaction.

Name: responseData.status
Description: The current status of the transaction. success, pending, expired, failed.

Name: responseData.feePayer
Description: The party responsible for paying the transaction fee. customer or merchant.

Name: responseData.amount
Description: The original amount associated with the transaction.

Name: responseData.fee
Description: The fee charged for the transaction.

Name: responseData.totalAmount
Description: The total amount (original amount + fee) for the transaction.

Name: responseData.expiredDate
Description: The date and time when the transaction will expire.

Name: responseData.additionalInfo.callback
Description: The callback URL where notifications or updates related to the transaction will be sent.

Name: responseData.eWallet.viewName
Description: The name or identifier associated.

Name: responseData.eWallet.channel
Description: The channel to be used for the transaction.

Name: responseData.eWallet.url
Description: The link used to redirect to the payment page or jumps apps for shopeepay/dana

If you want to see the error code status, please read the Extras >> Error Code section.

Response Json

POST

{{HOST}}/e-wallet

{
    "responseCode": 200,
    "responseMessage": "success",
    "responseData": {
        "id": "66e934f6-f5d6-4f1c-bb3d-450ec2873782",
        "merchantRef": "REFF012",
        "status": "pending",
        "feePayer": "customer",
        "amount": 10000,
        "fee": 85,
        "totalAmount": 10085,
        "expiredDate": "2025-03-23T10:24:58+07:00",
        "additionalInfo": {
            "callback": "http://your-site-callback.com/notify"
        },
        "eWallet": {
            "viewName": "Merchant Name",
            "channel": "ovo",
            "url": null
        }
    }
}